3136 PITTARD HILL PT, Duluth, GA 30096
Welcome to your dream home! This fully furnished end-unit townhouse offers 3 levels of luxury living, with 4 bedrooms and 3.5 baths, comfortably accommodating up to 10 people. On the upper level, you'll find 3 spacious bedrooms, including an oversized master suite with a walk-in closet. The master bathroom features a separate tub and shower for ultimate relaxation. The main level boasts a modern kitchen with an open island, granite countertops, and all the cooking appliances you need, including an air fryer, rice maker, and blender. The family room extends to a walk-out deck, perfect for entertaining or relaxing. The lower level offers an ideal setup for guests or in-laws, with a private bedroom and full bath. This home is being sold fully furnished, ensuring a turnkey experience with everything your family needs and more. Enjoy the convenience of Smart TVs in every room, two en-suite bathrooms, and ample off-street parking with both garage and driveway spaces. Located in the peaceful Duluth suburb, this home is just minutes away from Sugarloaf Mills and the Mall of Georgia. You'll have access to three grocery stores, over 20 restaurants, and four public parks within a couple of miles. Duluth has been recognized as a "Top 10 City for Best American Values" by NewsMax magazine, one of the "Best Affordable Suburbs in America" by Bloomberg Businessweek, and a "Top 10 Safest City to Live" by Movoto. Don't miss the opportunity to own this exceptional townhouse in a prime location
You may be able to put down less than the total down payment amount of $118,275 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10326881