3135 Suncoast Blend Dr, Odessa, FL 33556
3 beds · 2 baths · 1,516 sqft
Under contract-accepting backup offers. Your Search Ends Here. This is the One! Buyer may apply to assume sellers 2.625 Mortgage. This stunning property features an open floor plan and an abundance of natural light creating a warm and inviting atmosphere that is perfect for modern living. It sits on one of the largest and most beautiful manicured corner lots in the neighborhood and provides the perfect blend of outdoor space and curb appeal. The living room is designed for comfort and opens up to an expanded screened-in lanai with beautiful pavers as an accent, creating a seamless transition between indoor and outdoor spaces. Perfect for kicking off your shoes and relaxing with morning coffee or evening cocktails with family and friends. Creating a peaceful ambiance that feels like you are on vacation every day...right at your doorstep. Just a few steps from the living room, you'll find the beautiful open and inviting dining room and kitchen. This space features stunning granite countertops, a breakfast bar, stainless steel appliances, eye-catching mocha brown cabinets, a separate pantry and ample room for the aspiring chef to create culinary masterpieces. The three bedrooms are generously sized and provide a serene atmosphere serving as a peaceful retreat after a long day. The primary suite is a true sanctuary, featuring a beautiful ensuite bathroom and a walk-in closet that fulfills all your organizational dreams. It also features luxury vinyl plank and tile flooring throughout, offering a stylish and durable option that is easy to maintain while enhancing the overall aesthetic of the home. As a resident of this community, you will have access to a wealth of amenities that will enrich your everyday life. Take a dip and unwind in one of the two community pools. Whether you enjoy a refreshing swim or prefer lounging by the water, the pool area offers a perfect spot to relax and soak up the sun. Additionally, the community boasts a clubhouse, fitness center, basketball courts, playground, picnic area and a dog park for your furry friends. There are walking trails with private access to the Suncoast Trail perfect for outdoor enthusiasts. You are just minutes away from the Veterans/Suncoast Parkway, Tampa Medical Facilities, shopping, dining, Tampa International Airport and stunning beaches. The choice is yours, and the possibilities are limitless. Your dream lifestyle is just around the corner!
Source: STELLAR #TB8358052
Source: STELLAR #TB8358052
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.