313 W TWIN PEAKS PKWY, San Tan Valley, AZ 85143
**🔥 Holy Smokes Alert! 🔥** Stop everything—no need to keep scrolling, because you've just found *the one*. Trust me, I've been around the block (and back) more times than I can count, and this is hands down THE NICEST home I've ever seen in Solera. Every single detail has been updated to absolute perfection. This is the large, coveted Sagebrush model—yeah, the one *everyone* wants. It's a 2-bedroom, 2-bath gem with an extra den for that perfect home office or cozy reading nook. The gourmet kitchen? Pure luxury with a gas stove, designer backsplash, modern lighting, and brand-new high-end appliances. And the best part? This home sits on an INTERIOR lot that backs up to a private mountain preserve, so you won't have to deal with noisy roads or nosy neighbors. Instead, you'll hear nothing but the sounds of nature while you lounge in your spa, sipping on a well-deserved glass of wine. You earned this, honey! <w Imagine waking up to the sun rising over your private mountain, just feet from your backyard, with three little birds serenading you with sweet morning melodies. You know the rest. Every inch of this home is fresh, modern, and so well done, it almost feels custom-built. Garage storage, crown molding, party shower, grab bars, patio TV mounts...oh, and did I mention there are **24 more** custom features? You're going to want that list, trust me. So, what are you waiting for? Stop by one of our open houses or have your agent reach out to me directly. But don't sleep on this onebecause if you do, you'll never get to sleep *in* it! This is an unbelievable buy at a price that's practically a giveaway. Get in before someone else snatches up this slice of paradise!
You may be able to put down less than the total down payment amount of $225,539 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #6755216