313 Nantallah Trl, Mauldin, SC 29662
3 beds · - baths · sqft sqft
Seller has an assumable mortgage pending lender approval. Fantastic location, close to downtown Greenville and 3 miles to Conestee Park, this 2022 spacious townhouse in the quiet community of Whispering Meadows will check all your boxes! This townhouse is located on a quiet, back street with little traffic. Whispering Meadows is adjoining to the Cottages at Whispering Meadows with sidewalks throughout the serene community. Hardboard Siding and stone accents make for a modern and clean exterior. A covered front porch leads you into a proper entry way with elegant chair railing and wainscoting details transitioning down a hallway to the main living areas creating a private living space! The main living area is huge with an open concept of kitchen, dining, and living room. The kitchen is upgraded with quartz counters, white cabinetry, elegant tile backsplash, stainless steel appliances, and a large, walk-in pantry. Furniture arrangement will not be an issue in the spacious living room. The dining room area provides room for the largest farmhouse table you can find! The main living area flows to a great patio making outdoor entertaining easy! The main floor also has a half bath for convenience. Upstairs are 3 bedrooms and a large loft area that is a flexible space for an office, playroom, craft room, or additional den area. The primary bedroom is enormous and bright with a sizeable walk-in closet. The ensuite bath has a double vanity and gorgeous tiled shower. The two other bedrooms are spacious and located on the opposite side of the second floor. A well-appointed hall bath is adjacent to the secondary bedrooms. The walk-in laundry room is located upstairs with plenty of room for additional storage/organization space. Beautiful wide, crown molding is throughout the downstairs and the primary bedroom. Refrigerator, washer, dryer, ring doorbell, and security system all convey with the sale of the home. A deep, single-car garage will give you additional storage space. The peaceful community of Whispering Meadows will be your perfect home retreat while still being conveniently located close to shopping, dining, and highway access. You can join Brookside Pool, just 1 mile away, for a very reasonable fee. This townhome is also available for lease.
Source: GREENVILLESC #1529515
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1529515
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1529515