313 BROOKSIDE WAY, Canton, GA 30114
Charming End Unit Townhome with a Private Oasis in Canton! - Welcome to this delightful 2 bedroom, 2.5 bathroom townhome with attached garage in a prime Canton location! As you enter through the inviting foyer, you're greeted by a cozy family room, complete with a gas log fireplace—perfect for those cozy evenings in. The heart of the home, the kitchen, boasts a breakfast bar with ample storage on both sides, stainless steel appliances, and a seamless view into the family room, making it an ideal space for both entertaining and everyday living. Also on main level is a spacious half bath with under sink storage. Upstairs, the oversized primary suite offers a peaceful retreat, featuring a spacious closet and an en-suite bathroom with under sink storage and with a tub/shower combo. The spacious secondary bedroom offers an attached full bathroom with under sink vanity and a shower/tub combo. This secondary bedroom could be used as a second primary suite, a guest room, or even a home office! Down hall, position between the two bedrooms is the conveniently located laundry closet with deep shelving ensures all your laundry needs are met with ease! But the magic doesn’t stop indoors! Indulge outside to your private backyard, surrounded by lush privacy trees and a charming gravel rock side yard. Whether you're enjoying your morning coffee on the patio or unwinding after a long day, this outdoor space is a rare find for a townhome! With a roof and hot water heater only five years old, and regular HVAC maintenance every 6 months, you can move in with peace of mind. The HOA covers yard maintenance, trash, and even includes a termite bond, recently serviced in July. Plus, the location couldn’t be better—just minutes from I-575, with easy access to Atlanta, close to Downtown Canton, The Mill on Etowah, shopping, restaurants, breweries and more! Don’t miss your chance to call this charming townhome your own! Showings will begin next week! Can't wait for you to discover the perfect blend of comfort and convenience!
You may be able to put down less than the total down payment amount of $60,162 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7428261