3129 W 131st Cir, Broomfield, CO 80020
4 beds · 3 baths · 2,376 sqft
**$10,000 Seller Concession** Nestled in the heart of Westlake Village, this beautifully updated 4-bedroom, 3-bathroom home offers an unparalleled blend of comfort, style, and location. Situated on a peaceful corner lot in a quiet cul-de-sac, this home boasts incredible curb appeal and a setting that is hard to beat. As you approach, you'll be greeted by a fully fenced yard, surrounded by lush garden vegetation and featuring a low-maintenance landscape—perfect for enjoying your time outdoors without the hassle of upkeep. The inviting front porch sets the stage for relaxation and welcoming guests. Step inside to discover a recently renovated kitchen and dining area, thoughtfully designed with modern finishes and an open layout ideal for entertaining. The spacious primary suite is a true retreat, complete with vaulted ceilings, private access to the backyard, and stunning custom barn doors that conceal generous closet space. On the opposite side of the home, two additional bedrooms and a guest bathroom provide privacy and comfort, perfect for family or guests. Head downstairs to the finished basement, where a large entertainment area awaits, along with a bonus room, fourth bedroom, and a convenient half-bathroom, with potential to add a shower. This one-of-a-kind beauty is just a short walk from Centennial Elementary, Westlake Middle, and Legacy High School. Don’t miss your chance to make this stunning home yours—schedule a showing today!
Source: RECO #9102894
Interest rate and monthly payment estimated based on public records.
Source: RECO #9102894
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9102894
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