31251 Wildcat Dr, Bulverde, TX 78163
4 beds · 2 baths · 1,958 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Tucked among mature trees on 1.16 acres, this 4-bedroom, 2-bathroom home offers the perfect balance of peaceful country living with convenient access to shopping and dining just north of Highway 281 in Bulverde. A beautiful stone facade and inviting curb appeal set the tone for this well-maintained, move-in-ready home. Inside, an open layout welcomes you with light bamboo wood flooring, soaring high ceilings, and a stunning stone fireplace anchoring the living room. The gorgeous kitchen features rich navy cabinetry, butcher block countertops, a honeycomb tile backsplash, and a stylish utility room. The spacious primary suite offers a tranquil escape with an updated en suite showcasing modern fixtures and exquisite tile work. Additional bedrooms provide ample space for household members or guests. The entire property perimeter features an invisible fence, which maintains the open-view aesthetic while providing a cost-effective, low-maintenance solution for securing pets. This system is adaptable for various animals, offering peace of mind without compromising the natural beauty of the land. Step outside to a wooden deck overlooking breathtaking Hill Country scenery, perfect for morning coffee or evening sunsets. A carport and storage shed add extra convenience to this Texas paradise. With privacy, charm, and easy access to amenities, this home is a rare find in Bulverde.
Source: SABOR #1849469
Source: SABOR #1849469
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.