312 NW 7th St, Williston, FL 32696
3 beds · 2 baths · 1,963 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this stunning 3-bedroom, 2-bathroom newly renovated concrete block pool home, nestled on a spacious corner lot in beautiful Williston, Florida. This property is an entertainer’s dream, featuring a spectacular array of outdoor amenities. Step outside to an expansive deck perfect for hosting gatherings, overlooking the massive inground pool. Unwind in the charming gazebo, or gather around the cozy fire pit for evening relaxation. For hobbyists or those seeking extra space, there’s a large shed and a fully equipped wood shop, ideal for projects of all kinds. Plus, a whimsical, one-of-a-kind treehouse offers a unique retreat nestled among the trees—perfect for kids or simply enjoying the view. Inside, the home features two distinct living areas, each offering its own unique appeal. One living area boasts views of the front yard and includes a built-in bookcase, creating a cozy, inviting space. The other living area offers peaceful views of the backyard and includes a door leading directly out to the pool deck, providing easy access to your private outdoor oasis. The separate dining space adds to the home’s spacious flow, and natural light floods every room, creating a bright and airy atmosphere. Additional storage closets are found throughout the home, making it both functional and spacious. With LVP flooring and fresh new paint, the home feels modern and inviting. The updated bathrooms feature sleek vanities, quartz countertops, and a shower/tub combo, while the primary suite boasts its own en-suite bathroom for added privacy. Conveniently located just off the kitchen, a mudroom leads to both the laundry room and the carport, offering ease of access. Bring your toys! The carport also includes its own RV hookup and the long driveway provides plenty of room for any vehicle or boat. This home is a true gem, offering a perfect blend of comfort, style, and outdoor living. Don’t miss out—schedule a tour today!
Source: STELLAR #GC528176
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #GC528176
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.