312 Mary Beth Dr, Greenville, NC 27858
4 beds · 3 baths · sqft sqft
Situated within the gracefully elegant and coveted Cherry Oaks North community, this home goes above and beyond what you've been seeking - ideal location, undeniable and classic curb appeal, updates within and outside the home, and a yard that will make you swoon. As you arrive to view your future home, appreciate the timeless beauty created by the brick exterior and welcoming front porch. You'll be eager to welcome guests into your home from that very porch, inviting them to enjoy all the main level has to offer. Starting in the living room, note how plentiful built-in cabinetry and shelving, site-finished hardwood floors, and brick-surround fireplace coalesce to create a relaxed, but elevated, ambiance. During cooler days, the gas fireplace makes it easy to add an element of warmth and coziness. Opposite the living room you'll find the formal dining area, where hardwood floors continue and are accentuated by wainscoting and handsomely dark blue walls. Host dinners with ease, or repurpose the space as a home office or playroom based on your personal needs. Conveniently beside this room you'll find the spacious eat-in kitchen with modern features you deserve - granite counters, upgraded appliance suite (including a gas range), beverage center for serving coffee by morning and cocktails/mocktails by night, and sweeping views of the back yard. The eat-in dining section allows for a sizable table, making daily meals and tasks like homework and bill pay comfortable (or dare we even say, enjoyable!); and again, thanks to the triple window, views of the backyard and natural light abound! The flexible keeping room joins the living and kitchen areas, making it the ideal area to customize. Library? Home gym? The ultimate work-from-home zone? Bar? Conversation spot? Let your imagination go wild here. Head upstairs to find the Owner's suite, spanning the full depth of the home. The bedroom itself is very well-sized, as are the walk-in closet and bathroom. Organization is a simple task in the closet thanks to wood and rod shelving system, with cubbies for shoes, bags, and other accessories. The bathroom has a brand new tub, tempting you with a bubbly soak at the end of a long day. No time for a luxurious bath? No problem - the separate shower helps get the job done on busier days. Dual vanities with white cabinetry add an element of both functionality and freshness. Two large guest bedrooms are located down the hallway and benefit from a bathroom with dual vanities and (here we are again!) great views of the backyard. The 4th bedroom / bonus room provides a generous overall size and dual closets, meaning that it can easily serve as an additional bedroom on a daily or an as-needed basis. The bench seat that overlooks the backyard not only offers storage underneath, but also serves as a prime place to read a book while you take in the view! But let's be honest - you're eager to run back downstairs and out the back door to appreciate the backyard to its fullest. And who can blame you? It's massive, boasts lush grass, and is fully fenced... Meaning household members, guests, and four-legged friends have plenty of space to roam, play, and relax. Whether it's on the deck under the pergola, which is accessible from the interior of the home, or on the new paver patio, you'll find it irresistible to spend time here each day. Between tinkering in the shed, enjoying a drink fireside, or chatting with a friend while grilling, this will undoubtedly be the oasis you've always dreamed about. And those updates and extras I mentioned? How about this for STARTERS - aluminum replacement windows (2023), replacement exterior doors (2023), new fascia trim/siding (2022), insulation in garage walls and ceiling (2022), and new downstairs lighting fixtures (2022). And there's more where that came from! Long story short? She's classic, she's a gem, and she's ready for you to scoop her up and call her yours!
Source: NORTHCAROLINAREGIONAL #100464599
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100464599
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100464599
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.