312 Dania St, Lehigh Acres, FL 33936
3 beds · 2 baths · sqft
Check out this 3/2/2 located in the highly desirable Country Club Estates neighborhood of Lehigh Acres! AC handler replaced in 2023, electrical panel in 2019 and the roof and hot water heater in 2018. At almost 1,800 sq ft, this spacious floor plan is tastefully designed with family gatherings in mind. The tile flooring has been updated to a modern mixed wood plank design in the living areas and there is fresh paint throughout. The main areas let in tons of light which will save on electricity during the day. The living and dining rooms have plenty of room for an oversized dining room table and sectional set up for entertaining and everyday life with the family! The kitchen features stainless steel appliances, an island for food prep and a solid stone tiled backsplash. Both guest bedrooms are spacious and are accompanied by a renovated guest bathroom with a dual sink solid surface modern vanity, updated dual flush efficient toilet and a shower tub combo with double sliding doors. The master bedroom has a nice walk-in closet and the master bath has been renovated with a gorgeous walk-in shower, a vanity with granite counters and has direct access to the rear yard for a future pool! The backyard is landscaped with lush grass that is kept beautiful by the sprinkler system and surrounded by a 6 ft privacy fence! There is also a patio with a custom turtle/koi pond, stamped concrete and a canopy covering for shade while you watch the kids play in the yard! Located a stone's throw from shopping, schools, gas stations and more. You need to see it in person to appreciate the quality of work and space!
Source: FORTMYERS #224075166
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224075166
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224075166
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.