312 Amble Side, Mcdonough, GA 30252
6 beds · 4 baths · 3,776 sqft

Get a free consultation call with an expert in the mortgage assumption process.
PERFECT OPPORTUNITY TO OWN THIS BEAUTIFUL *4-SIDED BRICK HOME* WITH NEW FLOORING THROUGHOUT THE MAIN LEVEL! Welcome to this stunning and solidly built custom-home, where elegance meets tranquility. Almost like-new, this exquisite 6-bedroom, 4-bathroom, two-story ALL brick home, exudes timeless charm and modern sophistication. As you step into the grand entry foyer, you're greeted by the graceful flow of the main level. To your right, discover an inviting formal living and an elegant dining room, while to your left, a spacious In-law/Guest bedroom & bathroom en-suite, offer convenience and comfort. The heart of the home is a chef's dream kitchen, designed for culinary artistry and effortless entertaining. With an expansive island and breakfast bar, custom cabinetry, and gleaming stone countertops, this space seamlessly connects to the sun-drenched fireside family room. Equipped with double wall ovens, a gas cook-top, vent hood, dishwasher, microwave, and a large custom pantry, this kitchen is both a functional workspace and a beautiful gathering place. The serene ambiance continues upstairs, where the Primary Suite awaits. This retreat features tray ceilings, a spacious sitting room, and a spa-like bath adorned with vaulted ceilings. Luxuriate in the soaking tub, refresh in the separate shower, and enjoy the convenience of two vanities and a walk-in closet that feels more like a dressing room. The second floor also houses a thoughtfully designed laundry room and four additional bedrooms, each boasting vaulted ceilings. One bedroom offers a private bathroom and walk-in closet, while two others share a Jack-and-Jill bath, each with its own vanity. The final bedroom also features a generous walk-in closet. Step outside to your fully fenced-in serene backyard, ready your custom landscaping touch into private oasis. This space is perfect for morning coffee or evening gatherings, where you can relish in the tranquility of nature while being just steps away from neighborhood amenities like a sparkling pool, playground, and the picturesque lake. Located in the heart of McDonough, this home offers unparalleled access to shopping, dining, and the interstate, all while being nestled in a community known for its luxurious lifestyle. With meticulous attention to detail, this residence is not just a home but an experience in sophisticated living. Don't miss your chance to own a piece of paradise, to make this exceptional property your own, and experience the pinnacle of elegant living.
Source: GAMLS #10478238
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10478238
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
