3119 Queens Walk NE, Atlanta, GA 30345
4 beds · 3 baths · 3,290 sqft
Move-In Ready Today! Discover this meticulously updated brick home nestled in the peaceful cul-de-sac of the highly sought-after Queens Walk neighborhood. Situated in one of the best locations in Briarcliff Northlake, this home offers the perfect blend of comfort and style. As you enter, you’ll be welcomed by beautifully refinished hardwood floors that flow through the classic, traditional layout. The formal living and dining rooms provide elegant spaces, while the open-concept kitchen, breakfast nook, and great room offer a modern, airy feel. The kitchen features stainless steel appliances, shaker-style cabinetry, timeless white subway tile, rich granite countertops, and charming farmhouse-style lighting. A bay window in the breakfast area overlooks the serene, private backyard. The light-filled great room boasts a cozy fireplace, built-in shelving, and ample storage space—perfect for both relaxation and entertaining. Upstairs, you’ll find the spacious primary suite, complete with brand-new plush carpeting. The luxurious, spa-like bathroom features marble countertops, a deep soaking tub, and a large, frameless shower. Two generously sized secondary bedrooms share a well-appointed Jack-and-Jill bathroom. Step outside to the private patio and fenced backyard, ideal for BBQs or enjoying peaceful evenings in the summer breeze. The two-car garage provides convenient access to the kitchen via a side entrance. Conveniently located with quick access to Emory, the CDC, VA Hospital, Toco Hills, schools, shopping, dining, and more.
Source: FMLS #7545629
Financials
Source: FMLS #7545629
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.