3117 Cove View Ct, Dacula, GA 30019
5 beds · 3 baths · 2,755 sqft
BILINGUAL MESSAGE INGLES Beautiful 2 story home BUILT IN 2020! This 5 bed/4 bath home Some notable features include a grand two story foyer, kitchen with granite countertops, formal dining and living room, hardwood floors, fireplace gas stove, guest suite, game room, master bedroom and oversized master bath. with huge second floor walk-in closet, large media room and second floor laundry, vaulted ceilings with crown molding throughout the home, two car garage, built in 2020! Enjoy unforgettable moments in your beautiful private patio and take advantage of its privileged location in an urbanization close to the best schools in the sector, and much more! Enjoy a walk through the quiet neighborhood, a dip in the huge pool, an afternoon game of tennis, or simply relax on the patio in your private fenced yard adjacent to the green space, this home has it all! New Publix, Starbucks, restaurants and shopping centers right down the street! Easy access to historic downtown Dacula and highways. ESPANOL Hermosa casa de 2 pisos CONSTRUIDA EN EL 2020. Esta casa de 5 habitaciones/4 banos Algunas de las caracteristicas destacadas incluyen un gran vestibulo de dos pisos, cocina con topes de granito, comedor y sala de estar formales, pisos de madera, chimenea de gas, suite para invitados, cuarto de juegos, habitacion principal y bano principal de gran tamano. con vestidor enorme en el segundo piso, gran sala multimedia y lavanderia en el segundo piso, techos abovedados con molduras de techo en toda la casa, garaje para dos automoviles, construccion del ano 2020! Disfruta de momentos inolvidables en su hermoso patio privado y aprovecha su ubicacion privilegiada en una urbanizacion cercana a las mejores escuelas del sector, y mucho mas! Disfrute de un paseo por el tranquilo vecindario, de un chapuzon en la enorme piscina, de un partido de tenis por la tarde o simplemente relajese en el patio de su patio privado cercado junto al espacio verde, esta casa lo tiene todo! Nuevos Publix, Starbucks, restaurantes y centros comerciales justo al final de la calle! Facil acceso al centro historico de Dacula y a las autopistas.
Source: GAMLS #10294731
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10294731
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10294731
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.