3112 Harris Park Way, Kissimmee, FL 34758
3 beds · 2 baths · 1,555 sqft sqft
One or more photo(s) has been virtually staged. Welcome to your charming oasis in the heart of Kissimmee! Nestled in a serene and tranquil neighborhood, this delightful three-bedroom, two-bathroom home offers the perfect blend of comfort and convenience. As you step through the front door, you're greeted by an inviting atmosphere filled with natural light and warmth. The spacious living area boasts ample room for relaxation and entertainment, ideal for cozy evenings spent with loved ones or hosting gatherings with friends. The well-appointed kitchen is a chef's dream, featuring modern appliances, plenty of counter space, and stylish cabinetry. Whether you're preparing a quick breakfast or whipping up a gourmet dinner, you'll find everything you need right at your fingertips. Retreat to the tranquil master suite, where you'll discover a peaceful sanctuary to unwind after a long day. With a generously sized bedroom and a luxurious en-suite bathroom, complete with a soaking tub and separate shower, you'll feel pampered and rejuvenated in your own private haven. Two additional bedrooms offer versatility and comfort, perfect for accommodating guests, creating a home office, or pursuing hobbies and interests. Plus, with a second full bathroom conveniently located nearby, everyone can enjoy privacy and convenience. Outside, the property beckons you to enjoy Florida's sunshine and beautiful weather year-round. Take a refreshing dip in the community pool or explore the various parks scattered throughout the neighborhood, perfect for picnics, leisurely strolls, or playing with love ones. Conveniently located near public transportation, including SunRail, commuting to work or exploring the area is a breeze. And with a variety of shopping centers just a stone's throw away, you'll have easy access to dining, entertainment, and all the necessities of daily life. Don't miss your chance to make this wonderful home yours! With its desirable location, thoughtful features, and undeniable charm, it offers the perfect combination of comfort and convenience for modern living. Schedule your showing today and start envisioning the possibilities of life in this delightful Kissimmee community!
Source: STELLAR #o6176878
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6176878
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6176878
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.