3112 Gold Dust Ln, Willow Spring, NC 27592
3 beds · 3 baths · 2,143 sqft
EXQUISITE & ONE-OF-A-KIND PROPERTY in Desirable IVY CREEK Neighborhood on a PRIVATE 1.5 ACRE LOT! From the moment you arrive, this home captivates with its STUNNING CURB APPEAL and GRAND TWO-STORY ENTRYWAY. Thoughtfully designed with impeccable taste, this residence blends elegance, charm, and modern luxury. The TWO-STORY DINING ROOM features expansive windows that flood the space with NATURAL LIGHT, complemented by HANDPICKED DESIGNER CURTAINS and a stunning custom rod that WILL CONVEY. The TWO-STORY FAMILY ROOM is equally impressive, showcasing a GAS LOG FIREPLACE with a WOOD MANTLE—a true statement piece. Throughout the main living areas, you'll find REAL HARDWOOD FLOORING, adding warmth and sophistication. The GOURMET KITCHEN is a chef's delight, featuring SILESTONE Kitchen Counter Tops ,UNDER-CABINET LIGHTING, A HANDCRAFTED WOOD CEILING, STAINLESS STEEL APPLIANCES, A FARMHOUSE SINK, and an ELEGANT FAUCET. The OWNER'S SUITE is King-Sized, complete with a SITTING AREA and a LUXURIOUS EN-SUITE BATH featuring TILE FLOORS, A LARGE SHOWER WITH SEAT, and MOSAIC ACCENT WALL. A SPLIT-BEDROOM DESIGN ensures privacy, with the secondary bedrooms located on the opposite side of the home. Upstairs, a FINISHED BONUS ROOM and a THIRD FULL BATH provide additional versatility. Step outside from the breakfast room onto the ENCLOSED SUNPORCH, which seamlessly connects to a SPRAWLING DECK—PERFECT FOR ENTERTAINING. The backyard is a PRIVATE OASIS, complete with a HAND-BUILT BAMBOO HUT HOUSING A HOT TUB, A CHARMING GARDEN SHED, and BEAUTIFUL BLUEBERRY BUSHES. Beyond the PRIVACY-FENCED YARD, a hidden retreat awaits—A FIRE PIT AREA AND A TRANQUIL BRIDGE FEATURE, offering a serene escape. This EXCEPTIONAL HOME is in a PREMIER LOCATION, just minutes from downtown FUQUAY-VARINA and a short drive to RALEIGH. A RARE OPPORTUNITY TO OWN A TRULY SPECIAL HOME—SCHEDULE YOUR SHOWING TODAY!
Source: NORTHCAROLINAREGIONAL #100494007
All values shown are estimated costs / mo.
Source: Public records
Source: NORTHCAROLINAREGIONAL #100494007
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.