3105 Sweetwater Cv, Belton, TX 76513
3 beds · 3 baths · sqft
Sophisticated Belton Living in a Prime Location. This stunning Townhome is perfect for anyone seeking a low-maintenance, stress-free lifestyle in a convenient and tranquil setting. With its contemporary upgrades, open design, and meticulously maintained interior, this property is a standout in comfort and style. The home’s charming brick and native stone façade and covered portico make a lasting first impression. Step inside to a spacious living room where large windows with plantation shutters frame serene backyard views. Tile and hardwood flooring throughout provide an elegant yet durable foundation for the thoughtfully designed layout. The dining area, enhanced by a bright bay window, seamlessly flows into the gourmet kitchen, complete with granite countertops, a tumbled stone backsplash, a center island, a corner pantry, and top-of-the-line appliances, including a built-in oven, microwave, and wine cooler. The nearby laundry room features extra cabinet space, while a guest powder room adds convenience. The twin bay garage offers epoxy flooring for a polished finish. Upstairs, a cozy mini-loft is ideal for a home office or reading nook. The luxurious primary suite boasts a tiered ceiling, plantation shutters, and an en-suite bath with a whirlpool tub, walk-in shower, and dual sink vanity with cultured marble counters. Two additional bedrooms feature ceiling fans, ample closets, and plantation shutters, sharing a hall bath with tiled flooring and tub surround. Outdoor spaces include a covered patio, open patios, and a second-level balcony, all surrounded by lush landscaping and mature flowering trees—ideal for entertaining or relaxation. With yard maintenance included, this home provides a worry-free lifestyle in a desirable location. Enjoy the perfect blend of modern elegance and everyday comfort in this exceptional property.
Source: CENTRALTEXAS #562977
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #562977
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #562977
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.