3105 Rendsburg Ct, Waldorf, MD 20603
5 beds · 4 baths · 3,256 sqft
Stunning home waiting for you in Waldorf! Step onto the idyllic front porch and Inside the entrance, where you’ll discover a modern elegant residence with sleek hardwood floors, sophisticated crown and picture frame molding throughout the open floorplan. In both the formal living room and spacious family room, large windows bathe the home with natural light. The kitchen boasts rich wooden cabinets, gleaming granite countertops, a classic subway tile backsplash, and high-end stainless steel appliances. With the island breakfast bar, it opens directly into the adjacent dining space and living room, making the home ideal for intimate dinner parties with colleagues or large celebrations with the family. Upstairs, you’ll find a luxurious primary bedroom suite complete with plush carpeting and a large walk-in closet. The en suite bathroom has been stylishly designed with modern tile, a wide double sink vanity, soothing soaking tub, and step-in shower. Three additional bedrooms on this level all include soft carpeting and large closets, with shared access to the generously-sized hall bathroom. Downstairs in the lower level of the home, the expansive recreation room offers an additional versatile living space with carpeted floors and recessed lighting. The fifth bedroom and third full bathroom provide you with private guest quarters or a quiet home office. On the back of the home, enjoy sipping your coffee in peace on the tranquil porch or playing in the large, flat backyard. The two-car garage and wide driveway on the front of the home give you plenty of space for parking and storage. Conveniently located just minutes to Food Lion, Shoppers, Target, St. Charles Towne Center, Tanger Outlets, National Harbor, Cedarville State Forest, Joint Base Andrews, and Joint Base Anacostia-Bolling. Quick access to Crain Highway, Piscataway Highway, Branch Avenue, Leonardtown Road, and I-495 to easily travel around the DMV. Schedule a private tour to see your gorgeous new home! Offer deadline @ 7pm on Monday 3/31.
Source: BRIGHT #MDCH2041248
Source: BRIGHT #MDCH2041248
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.