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$370,000 SIGNIN

Sign in to see required down payment for the 3.625% rate

3105 Cantura Dr, Mesquite, TX 75181

3 beds · 3 baths · 2,092 sqft

Welcome to 3105 Cantura Drive, a beautifully updated 3-bedroom, 2.5-bathroom home nestled on the eastern side of Mesquite, TX, nearing the Forney countryside and yet, only 18 miles from Downtown Dallas. Offering 2,092 sqft of thoughtfully designed living space, this home boasts a versatile layout, stylish updates, and an entertainer’s dream backyard. Step inside to discover a warm and inviting living room, anchored by a stunning fireplace, perfect for cozy evenings. This gleaming kitchen features white cabinetry, newer SS appliances, elegant soapstone counters, a large island and a bright breakfast area which seamlessly flows into either the front dining room or directly outside to entertain. The primary suite, located on the first floor, offers a peaceful retreat with a sparkling ensuite bath and WIC. Also on the main level, you'll find a stylish half bath, utility room, and access to the attached garage: featuring overhead storage racks. Upstairs, two spacious bedrooms share an updated hall bath with trendy black penny-tiled flooring. A large second living area provides endless possibilities~game room, media space, or home class room! As a true Texan, take note of the modern ceiling fans in every single room. Outside, the 20x10 covered patio is an entertainer’s paradise, complete with an electric firebox and wall-mounted TV—perfect for year-round enjoyment. The backyard offers plenty of room for gatherings, play, or simply unwinding after a long day. Situated in the desirable Cantura Cove community, this home is just minutes from parks, a short walk to well ranked schools, shopping, and dining. Don’t miss this opportunity to own a home that blends style, comfort, and convenience. As a rival to any new construction along Cartwright Rd: You really CAN own a designer home, with a larger lot and pay much less in HOA fees. You can even put in your own pool ;)... or just walk to the community pool and covered pergolas on hot Texan weekends.

Estimated
Seller's interest rate
3.625%
7%
Estimated
Monthly payment

$1,743
$2,182
You may also save up to $131,961 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,182 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
3.625%
Remaining term
25 yrs
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,743
Principal & interest
$1,119
Mortgage insurance
$173
Property taxes
$93
Home insurance
$317
HOA fees
$39
Utilities
Not included

Source: Public records

Home details
Size
2,092 sqft
Lot size
0.172 acres
Year built
2000
Type
Single Family Residence
HOA dues
$39.17

Source: NTREIS #20837629

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 18, 2025 12:28 am
Listing agent: Gorden Mclaughlin
Listing provided courtesy of: Silver Elk Realty, LLC. (817) 240-7675
Details provided by NTREIS and may not match the public record.
MLS ID: #20837629
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
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