3104 SW 19th Pl, Cape Coral, FL 33914
4 beds · 2 baths · 2,045 sqft
This is a MUST SEE! Stunning 4*/2 + Large Bonus Room, Pool Home with Over 2,000 Sq Ft of Living Space great for a family home or turn it into a vacation rental. NOT IN A FLOOD ZONE!!!! This beautiful home offers a spacious split floor plan with a formal dining room with a *bonus room that can be used as a bedroom, office or den with French doors, ideal for those working from home. Featuring all-new impact windows and doors for added peace of mind, this property has been meticulously updated throughout. The home boasts all new continuous wood looking tile flooring throughout the home, all under 9-foot ceilings with oversized 2-step crown molding and 9-inch baseboards. The updated kitchen includes a large new island, complete with marble countertops and backsplash, stainless steel appliances, an oversized Blanco sink, a large pantry and pendant lighting. The oversized master bedroom includes a large walk-in closet and a remodeled en-suite bathroom featuring an oversized tiled shower, a new double vanity. Outside, the screened lanai—now with a superscreen—offers a great space for relaxation or entertaining, complete with tiled flooring and an outdoor kitchen/bar area. The inground pool, with a new pool pump and heater, brick paver deck, makes this the perfect place to enjoy Florida living. Fully vinyl fenced yard with double gates. Additional features include: Newer HVAC system with UV light (under 2 years old) New low flush toilets for water efficiency Could be easily converted into a 5-bedroom home (eliminate formal dining & convert to a den/5th bedroom, $876 TRANSFERABLE FLOOD POLICY and has NEVER flooded! 2-car garage and a fully functioning landscape watering system. This home offers everything you need for comfort, style, and peace of mind.
Source: NABOR #224084973
Source: NABOR #224084973
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.