3103 Brigadoon Dr, Clearwater, FL 33759
2 beds · 3 baths · 1,216 sqft sqft
This updated 2-bedroom, 2.5-bath townhome in the desirable Brigadoon community of Clearwater offers modern living with a prime location near three beautiful parks—Kapok Park, Cliff Stephens Park, and Moccasin Lake Park. The ground floor features a spacious living/dining room combo that flows into a contemporary kitchen with modern cabinetry, newer appliances, and a sleek floating exhaust hood over the stove. Enjoy your morning coffee in the cozy breakfast nook, which opens to a covered back porch with extra storage. Also on the ground floor is an updated half bath and an inside laundry area with like-new washer and dryer. Upstairs, both bedrooms feature vaulted ceilings, laminate flooring, and en-suite bathrooms. The master bath boasts dual sinks and a shower, while the guest bath includes a tub/shower combination. The solid wood stairs and wood railings add a touch of elegance. This home also comes with upgraded double-pane windows and sliders (2018), a newer A/C unit (2016), and contemporary lighting throughout. Enjoy the low-maintenance lifestyle with a low HOA fee and access to a community pool. Sold as-is due to probate, with no complications expected and court approval in progress. Brigadoon is one of the most affordable townhome communities in North Pinellas County—don’t miss this opportunity!
Source: STELLAR #tb8312293
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8312293
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8312293
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