3100 Woodbridge Ln, Canton, GA 30114
4 beds · 2 baths · 2,182 sqft
Don't miss this amazing opportunity to be a part of the Bridgemill community! It was just remodeled in 2022 with all new flooring, carpet, rod iron spindles, oak posts(staircase), new dishwasher, new microwave, updated outlets, pendant lighting, recessed lighting, new wagon wheel chandelier, all new interior paint, white cabinets, new hardware, new baseboard, new upscale blinds, and smart thermostat. Elon would be proud because this home even comes equipped with a Tesla EV charger installed in the two car garage. The kitchen is the heart of the home with all new quartz countertops, farmhouse sink, faucet, and beautiful subway tile backsplash. The custom built island is over 10 feet long with new drawers underneath for additional storage. The island was custom designed and is perfect for hosting large family gatherings. The upstairs bathroom was remodeled with new tile, vanity, and new toilets throughout. The home sits on 0.66 acres at the end of the cul-de-sac. 16x12 storage shed located on the back of the property. A very quite and peaceful location. The only disturbances you will have to endure is the daily visit for the local deer in the backyard. Neighborhood Amenities: Golf Course, Clubhouse, Restaurant, Home Owners Association, Park, Two Acre Aquatic Center, Playground, Pickle Ball, Basketball, Volleyball, Fitness Center, 28 Lit Tennis Courts, Lake Allatoona, Full Time Activities Director, Professional Golf Instructor, Professional Tennis Instructor, Tennis Shop, Minutes To Major Shopping, Restaurants & Bike Trails**Closest Entrance Onto & Off New Peach Pass Expressway To 285-Easy Breezy Commute**
Source: FMLS #7452875
Source: FMLS #7452875
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7452875
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.