310 N Oregon Ave, Tampa, FL 33606
3 beds · 4 baths · 2,241 sqft
Discover Urban Luxury in this 4 Story Modern home with breathtaking ROOFTOP TERRACE views of the Tampa Skyline, North Hyde Park and the Buccaneers Stadium! This 3 bedroom, 3.5 bathroom Luxury home offers access to some of the best urban amenities you can wish for - Both quiet and Walkable to grocery stores, dining, shopping and all of Tampa's downtown events - it's everything you need and all the stylish comforts you want! The 1st Floor hosts a 2 car garage with shelving, a welcoming Foyer, a bedroom with a full bath and a coat closet. You'll take the first flight of stairs to an expansive Living-dining area, complete with a huge Gourmet kitchen with oversized upgraded Granite counters and cabinet space for days!!! All High end Kitchenaid appliances were also carefully selected by the seller after they built this home. This floor also features the tastefully accented Half Bathroom with upgraded counters and a Vanity. The 3rd floor houses the 2 other bedrooms- the huge Main bedroom, Huge custom closet system in the walk in closet and a bathroom to envy! All Flooring and tiles in the bathroom are upgrades versus the standard offered by the builder. On the other side of the floor, you have the 3rd bedroom also with a full bathroom and custom closets. Similar finishes throughout! Brace yourself as you go to the next Story- The Entertainer's paradise with a Wet bar and The gorgeous ROOFTOP TERRACE that presents views of the beautiful Tampa Skyline, the entertainment and shopping district of North Hyde park, even a direct view of the Bucs Stadium. Picture viewing fireworks on NYE and 4th of July and the true solace relaxing under the starlit sky or enjoying the morning sunrise with your favorite cup of coffee. The seller has also added a pergola with lights on the terrace. The home has high ceilings upstairs and downstairs. Other upgrades done were the Blinds that cover the Impact windows(which btw the home boasts plenty of), new floors in the master shower, ceiling fans, additional professional wiring in the water closet that allows for charging your phone in the bathroom or install bidets, Security lights on the outside on the building, beautification lights on the landscaping, alarm/security cameras and all TV Wall mounts. This home is in the esteemed Plant High School district and a quick walk to the University of Tampa. Also nearby is the River Walk, The Straz Center, Sparkman Wharf, Soho, Bayshore Blvd, Hyde Park Village, Oxford Exchange, Armature Works, Curtis Hixon, Julian B. Lane Riverfront Park and many shops and restaurants. This location is at the intersection of Tampa’s most dynamic neighborhoods surrounded by Hyde Park, Downtown Tampa and Tampa Heights! Enjoy living in this highly sought after neighborhood. This home is one of only two detached single family homes in the subdivision!
Source: STELLAR #tb8307160
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8307160
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8307160
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