310 Homestead Cir, Forsyth, GA 31029
5 beds · 4 baths · 3,862 sqft
MOTIVATED SELLER!!! AN UNBELIEVABLE PRICE! Welcome Home to this Stunning & Well maintained Home featuring 5 Bedrooms w/ 4 Bathrooms Situated on a 1 Acre Lot in the well established Greystone Community! You will notice the Impeccable Landscape and Curb Appeal the moment you arrive to this home. This Home is Just 2 Years Old & In Excellent Condition! As you step inside, you will be greeted by the grand Foyer Entrance w/ 20 foot High Ceilings & the Separate Living Room and Dining Room with wood Beamed Ceilings & Wainscoting Trim. Open-Concept Floor-plan with views from Family Room to Kitchen, plenty of windows providing natural daylight throughout the home. Huge Great Room w/ Stone Fireplace & Coffered Tray ceilings perfect for family time. You will fall in love with the Kitchen which features Solid wood cabinetry, Granite Counter-tops, An Oversized Kitchen Island, Stainless Steel Appliances & A Walk-In Pantry. There is a very large Bedroom w/ Full Bath & Walk-in Closet on the main level which could be considered as a 2nd Master Suite located on the main. Upstairs you will find the Grandiose Master Bedroom Suite featuring Vaulted Ceilings w/ Separate Sitting Area. The Master En Suite Bath features Double Vanities, A Garden Tub, Oversized Tiled Shower & Huge Walk-in Closet. The Secondary Bedrooms are very Spacious & Bright which is a Jack & Jill Layout with Double Vanity & Shower/Tub Combo. There is an additional Bedroom with vaulted ceilings & Spacious Laundry Room. Upstairs also provides a Huge Bonus Room which is a Flex space that can be used as a Children's Playroom, Home Gym or Home Theatre! The Backyard is Massive & Leveled, Trees has been cleared to utilize the yard at its full capacity. The Home also features a Large Covered outdoor Deck which was a premium upgrade for this home. HOA Community with All the Amenities your family can enjoy; Swim & Tennis! The Home is Located a Few Miles from Restaurants & Shopping & Just minutes from the Poole's Mill State Park with Walking Trails & Waterfalls to enjoy. Amazing School District!!!
Source: GAMLS #10396402
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10396402
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10396402
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.