310 Covent Gardens Pl, Deltona, FL 32725
6 beds · 4 baths · 2,563 sqft
This large 6 Bedroom and 3.5 Bathroom home is ready for it's new family. This Deltona Home is located off Enterprise Road in the much sought after Coventry Subdivision. Access the first floor through the double entry front door. This leads you into the Great Room/Dining Room combo. This huge area is 40x19. It overlooks the privacy fenced in backyard via double sliding doors. If you desire you could add a private pool or covered lanai in the near future. So much potential to make this your private oasis. To the left of the dining area is the family room/kitchen combo. It is so nice to have two main living areas! This home is perfect for the growing family and plenty of room for all to enjoy their own space. The kitchen is large enough for multiple cooks and counter space for all to do their thing. All the appliances are stainless steel. The family room has space for a large kitchen table and seating for a large flat screen TV. The first floor also has a half bathroom for guests. The first floor has newer luxury vinyl floors throughout. The garage is quite large at 506 square feet. Plenty of space for two vehicles and work benches and garden tools plus a mower. Upstairs there are 5 bedrooms plus the Primary. All have nice closets and the primary and 2 of the others have ceiling fans. Two of the bedrooms share a Jack and Jill bath and two share a hall bathroom. The primary has a very large ensuite and private closet. The ensuite has a soaking tub and separate shower. It also has his and her sinks. All the bedrooms have good size and the Primary is set off down the hallway on its own for privacy sake. This is in a great locations with easy access to I-4. From I-4 you can be in Seminole county in only 10 minutes and you are only 15 minutes to Deland and 25 minutes to Daytona beach. The home is located within a few miles of Hospitals, shopping, restaurants, private and pubic schools. It is a quiet place with quick access to the beaches, Disney and Universal for those days when you want to go out and have fun!! Buyers to verify all measurements and HOA information to confirm it is accurate. Information herein is from the sellers or public records.
Source: STELLAR #v4938676
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #v4938676
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
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Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #v4938676
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