31 Sunrise Ter, Jasper, GA 30143
2 beds · 2 baths · 2,188 sqft sqft
Jasper GA - Bent Tree with long range views including the Atlanta skyline and only a one minute drive from the gated entrance! Watch planes take off and land from Hartsfield-Jackson airport and small planes from Jasper and Canton. The home features a master bedroom and bath on each level. The main level living room, master bedroom, open dining area and kitchen offer the same spectacular views. The living room features a wall of windows for unobstructed views and a two-sided fireplace shared with the main level master bedroom. The second level master suite has an expanded master bath with walk-in closet, the laundry room, and an open loft with many potential uses and views, views views! Two upper decks up and the full-length main level deck offer tons of outdoor space to relax and take in the sights and sounds of the natural surroundings. Morning coffee or dinner on the deck is always memorable with the amazing views! Located on the southernmost mountains of the Appalachian chain, Mole Mountain has a gentle curve and this home sits just below the mountainside. Harsh northern winds are blocked making the coldest winter days a little more comfortable for walking outside on one of the flattest roads in the neighborhood. Bent Tree's amenities are unmatched in the area and include a Joe Lee designed 18-hole golf course with mountain, lake, stream and waterfall views, mountain trails, year-round tennis and pickle ball, swimming pools, boating, fishing, equestrian facilities, club house, restaurant, dog park, beach, playground, pavilion, 24/7 security guard gated entrance, fire/rescue trained staff, and numerous community activities and special events throughout the year. Visit the quaint town of Jasper -the Marble Capital of the World- featuring The Tate House. The Bent Tree Lodge and Vineyard and Fainting Goat Vineyards are close by. Atlanta Motorsports Park, North Georgia Premium Outlets, and Gibbs Gardens also nearby. Jasper is the gateway to many north GA mountain towns. You will find a true escape from the hectic world with Bent Tree. ~Free one-year home warranty and termite retreat/repair warranty~Seller paying HOA fees for the the entire year~Brand new HVAC ~DonCOt miss this opportunity to create something extraordinary for yourself with this Bent Tree mountain home!
Source: GAMLS #10328601
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10328601
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
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Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10328601
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