3095 Bonnes Dr, Lithonia, GA 30038
4 beds · 3 baths · 2,024 sqft
Welcome to a stunning residence that embodies the perfect harmony between modern luxury and timeless elegance. Step inside and be captivated by the spacious and airy layout that invites natural light to spill through expansive windows, creating an atmosphere of warmth and comfort. The living area, designed for both relaxation and entertaining, showcases an exquisite blend of style and functionality, with its high ceilings, tasteful crown molding, and a cozy fireplace that serves as a focal point, making it an inviting space for family gatherings or intimate evenings. As you transition into the culinary heart of the home, you will find a gourmet kitchen that is sure to impress even the most discerning of chefs. Outfitted with top-of-the-line appliances, ample cabinetry, and generous countertop space, this kitchen is both a practical workspace and a delightful area for social interaction, perfect for hosting dinner parties or casual brunches. Imagine enjoying your morning coffee at the breakfast bar, soaking in the serene views of the surrounding landscape. Venturing outside, discover a meticulously landscaped yard that offers a private oasis for outdoor enjoyment. Whether it's basking in the sun or hosting barbecues under the stars, the outdoor space is complete with a patio area ideal for alfresco dining, surrounded by lush greenery that adds a touch of tranquility and privacy. Retreat to the lavish primary suite that features a spacious layout with a walk-in closet and an en-suite bathroom equipped with a soaking tub, separate shower, and dual vanities, providing a spa-like experience to unwind and rejuvenate. Additional bedrooms are generously sized, providing ample space for family or guests, and can easily be transformed into home offices or hobby rooms, fitting seamlessly into any lifestyle. This residence is equipped with modern amenities to ensure year-round comfort, including an efficient heating and cooling system tailored to meet your needs. The carefully selected fixtures and finishes throughout enhance the home's aesthetic appeal while ensuring functionality at every turn. Whether you're looking for a serene retreat or a vibrant space for entertaining, this home is poised to exceed your expectations, offering a unique living experience that seamlessly combines luxury and everyday convenience. Don't miss your opportunity to make this extraordinary residence your new home, where every moment spent will be cherished and every corner tells a story of refined living.
Source: GAMLS #10410676
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10410676
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10410676
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.