309 Tinto St, Leander, TX 78641
5 beds · 4 baths · 3,013 sqft
OPEN HOUSE SAT 11/23 1PM- 3PM! $5K seller paid CC if closed by Dec 31! Gorgeous 2-story “Smart” home w 5 beds/4 baths providing plenty of room for a large family! This fabulous open floorplan has the primary+1 bed/bath down & 3 beds/2 baths+gamerm up! This gorgeous home sits on an oversized lot w no neighbors behind or directly on the left & features limestone planters& a stone-capped walkway that leads to the back! You are greeted w 2 story entry ceilings& tons of upgrades including modern large scale tile floors, art niches, crown molding, wrought iron railing, brushed nickel CF, rounded archways, 2" wood blinds& boxed out window seats! The gourmet kitchen is amazing w 25+ white cabinets, granite counters, classic subway backsplash, deep farm sink w gooseneck faucet, huge island& high end Kitchen Aid graphite stainless appliances! There are lots of big picture windows that bring in tons of natural light making this a bright & happy home! The oversized primary features a spa-like bath w double granite vanities, separate tub& shower w tile surround &huge WIC! You can enjoy the cov patio overlooking the big yard that is great for entertaining friends & family! Enjoy a WiFi-certified home w state-of-the-art Home Automation! This location is perfect w easy access to the Metro Rail for a quick trip to the vibrant city life of DT Austin. Enjoy the best of both worlds – the tranquility of suburban living& the dynamic energy of Austin's urban scene. Northline will be Leander's new DT district. This new mixed-use development promises a diverse array of experiences, from restaurants& retail to offices, hotels& public gathering areas. Witness the transformation of Leander into a bustling urban mixed-use community that will undoubtedly become the heart& soul of the city! Convenient to St. David's Hospital, ACC, Costco, Target, movies, Chuys, Jack Allens, Torchys& tons of yummy restaurants! Super low 2.01% tax rate &unparalleled value in amenities including 2 pools& clubhouse.
Source: ACTRIS #4301913
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #4301913
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #4301913
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.