309 Tinto St, Leander, TX 78641
5 beds · 4 baths · 3,013 sqft sqft
Gorgeous two-story “Smart” home w 5 bedrms & 4 baths providing plenty of room for a large family! This fabulous open floorplan has the primary+1 bed down & 3 beds/2 baths + gamerm up! Enjoy a WiFi-certified home w state-of-the-art Home Automation! This gorgeous home sits on an oversized lot w no neighbors behind or directly on the left & features limestone planters& a stone capped walkway that leads to the back! You are greeted w 2 story entry ceilings& tons of upgrades including modern large scale tile floors, art niches, crown molding, wrought iron railing, brushed nickel ceiling fans, rounded archways, 2 inch wood blinds& boxed out window seats! The gourmet kitchen is amazing w 25+ white cabinets, granite counters, classic subway backsplash, deep farm sink w gooseneck faucet, huge island& high end Kitchen Aid graphite stainless appliances! There are lots of big picture windows that bring in tons of natural light making this a bright & happy home! The oversized primary bedrm features a spa-like bath w double granite vanities, separate tub & shower w tile surround & huge WIC! You can enjoy the covered patio overlooking the big yard that is great for entertaining friends & family! This location is perfect w easy access to the Metro Rail for a quick trip to the vibrant city life of DT Austin. Enjoy the best of both worlds – the tranquility of suburban living & the dynamic energy of Austin's urban scene. Northline will be Leander's new downtown district. This new mixed-use development promises a diverse array of experiences, from restaurants & retail to residential spaces, offices, hotels & public gathering areas. Witness the transformation of Leander into a bustling urban mixed-use community that will undoubtedly become the heart & soul of the city! Convenient to St. David's Hospital, ACC, Costco, Target, movies, Chuys, Jack Allens, Torchys & tons of yummy restaurants! Super low tax rate of 2.01% & unparalleled value in amenities that includes 2 pools & clubhouse.
Source: ACTRIS #4301913
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #4301913
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #4301913