309 Spicebush Spgs, Leander, TX 78641
5 beds · 4 baths · 3,707 sqft
Welcome to 309 Spicebush Spgs, a remarkable single-story family home offering an unparalleled blend of luxury and comfort in Leander, TX. Nestled in the coveted Highland Oaks subdivision, this expansive residence spans 3,707 sq ft and is ideally situated on a corner lot, flanked on two sides by the breathtaking Williamson County River Ranch Park. The home boasts five spacious bedrooms and three and a half bathrooms, thoughtfully designed to accommodate prospective homeowners of all types. The primary suite is a true retreat, featuring a spa-like bath with a walk-through shower, perfect for unwinding after a long day. For culinary enthusiasts, the chef's kitchen is a highlight, equipped with gas cooking, a walk-in pantry, and a butler pantry. Including a wall of sliding glass panels leads to an outdoor entertainment oasis, complete with an outdoor kitchen. Two generously-sized living areas offer ample space for relaxation and entertainment, while the built-in surround sound system enhances gatherings inside and on the patio. Safety and convenience are paramount, with a modern Vivinet Security System and practical Elfa closet systems throughout the home. The backyard is a sanctuary, featuring a 38' circular serenity YinYang patio for yoga enthusiasts, enveloped by a 6' wrought iron fence with added accessibility via an 8' double gate by the garage. Pet lovers will appreciate the built-in pet bath in the garage, and environmentally-conscious homeowners will benefit from the Tesla Wall Connector for seamless charging. This exceptional home is situated near great schools, in a tranquil cul-de-sac setting, combining privacy with community perks. Don't miss the opportunity to make 309 Spicebush Spgs your new address, where luxury, location, and lifestyle converge.
Source: ACTRIS #4101312
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #4101312
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #4101312
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