309 Pendent Dr, Liberty Hill, TX 78642
4 beds · 3 baths · 3,472 sqft sqft
$45,000 PRICE IMPROVEMENT! Over $125,000 in UPGRADES!! Exquisite Santa Rita Ranch home with 22,000 gallon private, HEATED Pool w/ Jandy pool equipment & AquaLink for remote management. Stunning interior with HARDWOOD flooring, neutral egg-shell based paint for easy cleanup, soaring ceilings, HOME OFFICE, formal dining room with CUSTOM WOOD PANELING & upgraded CHANDELIER, & a spacious living room with a magnificent STONE FIREPLACE. The gourmet kitchen is a chef's delight, complete with a center island, breakfast bar, pristine white cabinetry, GRANITE countertops, & STAINLESS-STEEL appliances. On the main floor, discover your PRIVATE owner's suite, a true sanctuary featuring a generously sized walk-in closet & a spa-like bath with a dual vanity, a JACUZZI tub, & separate walk-in shower. An additional bedroom & full bath on the main floor make it ideal for GUESTS or MULTI-GENERATIONAL living. The GAME ROOM & MEDIA ROOM provide additional opportunities for entertainment. The game room comes fully loaded with the overhead PROJECTOR, 131" ELITE screen, cuddle seats, rumble chairs for an immersive experience, and the best Klipsch IN-WALL speakers, a $12K total value for you! Step outside into your own private backyard oasis, where an EXTENDED covered patio & PERGOLA provide shade & comfort. The patio extends and wraps around the refreshing in-ground HEATED pool & spa, where you can create memories into the evening with CUSTOM POOL LIGHTING. This luxurious backyard is the perfect haven for relaxation & recreation. Enjoy peace of mind from the moment you move in with a home SECURITY SYSTEM with remote garage-door controls & a ToughDog VIDEO SURVEILLANCE system - a $4k value. RESORT-STYLE community amenities with the NEW HEB within 1 mile. Experience the best of an active & vibrant community right at your doorstep. VACANT & QUICK MOVE IN! Schedule a showing today!
Source: ACTRIS #7837414
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #7837414
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7837414
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.