309 PENDENT DR, Liberty Hill, TX 78642
BUYER SPECIAL: 2/1 Rate Buy Down or 2% in Closing Costs Available For Quick Offer by July 31st! Over $125,000 in UPGRADES!! 30% DOWN SELLER FINANCING OPTION. Exquisite Santa Rita Ranch home with 22,000 gallon private, HEATED Pool w/ Jandy pool equipment & AquaLink for remote management. Stunning interior with HARDWOOD flooring, neutral egg-shell based paint for easy cleanup, soaring ceilings, HOME OFFICE, formal dining room with CUSTOM WOOD PANELING & upgraded CHANDELIER, & a spacious living room with a magnificent STONE FIREPLACE. The gourmet kitchen is a chef's delight, complete with a center island, breakfast bar, pristine white cabinetry, GRANITE countertops, & STAINLESS-STEEL appliances. On the main floor, discover your PRIVATE owner's suite, a true sanctuary featuring a generously sized walk-in closet & a spa-like bath with a dual vanity, a JACUZZI tub, & separate walk-in shower. An additional bedroom & full bath on the main floor make it ideal for GUESTS or MULTI-GENERATIONAL living. The GAME ROOM & MEDIA ROOM provide additional opportunities for entertainment. The game room comes fully loaded with the overhead PROJECTOR, 131" ELITE screen, cuddle seats, rumble chairs for an immersive experience, and the best Klipsch IN-WALL speakers, a $12K total value for you! Step outside into your own private backyard oasis, where an EXTENDED covered patio & PERGOLA provide shade & comfort. The patio extends and wraps around the refreshing in-ground HEATED pool & spa, where you can create memories into the evening with CUSTOM POOL LIGHTING. This luxurious backyard is the perfect haven for relaxation & recreation. Enjoy peace of mind from the moment you move in with a home SECURITY SYSTEM with remote garage-door controls & a ToughDog VIDEO SURVEILLANCE system - a $4k value. RESORT-STYLE community amenities with the NEW HEB within 1 mile. Experience the best of an active & vibrant community right at your doorstep. VACANT & QUICK MOVE IN! Schedule a showing today!
You may be able to put down less than the total down payment amount of $357,931 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7837414