309 Misty Haven Dr, Groveland, FL 34736
4 beds · 3 baths · 2,041 sqft sqft
Welcome to 309 Misty Haven Dr, Groveland, FL 34736! This stunning 4-bedroom, 3-bathroom home is situated in the highly sought-after Cherry Lake Oaks community and offers the perfect blend of comfort and style. Designed for modern living, the home includes a private office with elegant French doors, ideal for working from home or creating a quiet space. The kitchen is a chef’s dream, featuring granite countertops, a spacious island, oversized cabinetry, and upgraded stainless steel appliances, making it perfect for entertaining or casual family meals. The tankless water heater ensures a continuous supply of hot water for added convenience. The master suite is a true retreat, offering two large walk-in closets, a luxurious walk-in shower, a separate soaking tub, and dual vanities, providing both comfort and functionality. The two secondary bedrooms are connected by a Jack-and-Jill bathroom with a shower/tub combo, while the fourth bedroom is located near a full bath with a walk-in shower. The expansive backyard offers plenty of room for a pool or the creation of your own outdoor oasis. A 2-car garage and ample storage make this home as practical as it is beautiful. Located in the heart of Lake County, you’ll enjoy easy access to US 27, connecting you to top-rated schools, shopping, dining, and the best of Central Florida. Built by Hibiscus Homes, known for their exceptional craftsmanship, this property embodies luxury and quality. With proximity to excellent schools, golf courses, scenic lakes, shopping, entertainment, the Florida Turnpike, and Orlando’s world-famous theme parks, this home is a true gem. Don’t miss out—schedule a tour today and discover why this could be the perfect home for you!
Source: STELLAR #g5088125
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5088125
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5088125
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.