30886 Satinleaf Run, Brooksville, FL 34602
3 beds · 2 baths · 1,546 sqft
This charming 2015 built home on the Golf Course is in the desirable Sherman Hills community with great amenities. When you arrive, you will immediately notice the welcoming front porch and the newer exterior paint. As you step inside you will immediately fall in love with the open floor plan of this 3 bedroom, 2 bath home. The eat-in kitchen features a large breakfast bar, gorgeous granite counters, tile backsplash, black stainless-steel appliances, recess lighting, and a closet pantry. The formal dining room is being used as a cozy family room and is great for entertainment. The roomy master bedroom features a walk-in closet and an ensuite bathroom. The spacious 2nd bedroom and 3rd bedroom share the 2nd bathroom. The dedicated laundry room includes the washer & dryer. The 2-car garage features a Wi-Fi garage door opener. Step out back from your living room to the spacious, covered lanai to enjoy morning coffee or to relax and unwind. The pergola is staying. Other amazing features include newer interior paint, new vinyl flooring, and arched doorways. Sherman Hills Community has so much to provide its Residents with Clubhouse, the refreshing community pool–a great way to cool off and socialize with neighbors & Tennis Courts. For Golf enthusiasts, PERFECT the opportunity to play any Day or time and dining on the 19th hole. And for Nature Lovers can explore the nearby Withlacoochee State Trail, a stunning 47-mile paved rail-trail perfect for Hiking & Biking. NO CDD and NO FLOOD INSURANCE. Nature Coast enthusiasts enjoy all the area has to offer. Close to I-75 for quick access to the airport, Tampa, Clearwater and St. Pete Beaches (Ranked in the top 5 Beaches in the US), also close to the famous Tarpon Springs Sponge Docks. Lots of shopping and local favorite dining options.
Source: STELLAR #W7873286
Financials
Source: STELLAR #W7873286
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.