3081 Collingswood Blvd, Port Charlotte, FL 33948
3 beds · 3 baths · 2,299 sqft
One or more photo(s) has been virtually staged. Opportunity is knocking! This super POOL home combines sturdy block construction, high volume ceilings & large rooms with architectural detailing on ¾ acre. It includes the empty corner lot to the right & one behind, offering endless possibilities for expansion or simply extra space to breathe. Solar panels, public water, and private septic system make it both environmentally friendly and cost-efficient—yes, you can own the big house of your dreams without breaking the bank! The heart of the home is a gorgeous kitchen equipped with matching stainless Whirlpool appliances, granite topped cabinetry, with tile backsplash and a tall pantry for ample storage. The split plan with 3 large bedrooms caters to all lifestyles, two which have sliders to step outside to your private pool paradise, where you can soak up the Florida sunshine year-round. The Owner Suite accommodates a sitting area & the ensuite bath features separate vanities, tiled walk-in shower & jetted tub in a bright triple window bay. Beyond the oversized garage with roll-down screens, there’s an 18’ wide by 70’ long driveway with plenty of room for your RV or boat, plus the ability to build a detached garage; this property is tailor-made for outdoor enthusiasts. And with a public boat ramp just 3 miles away, you’ll enjoy easy access to recreational boating, fishing, and water sports on Florida’s sparkling waterways. Located minutes from shopping, community parks, and the pristine beaches of Boca Grande, where turquoise waters await. Wiggle your toes in the sand, savor fresh seafood, and revel in the laid-back Gulf Coast vibe. Ready for a quick close, this home offers the perfect opportunity to enjoy a warm, sunny winter in Southwest Florida. Don’t wait; embrace ultimate Florida living at 3081 Collingswood Blvd.
Source: STELLAR #c7500285
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #c7500285
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #c7500285
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.