3080 CRISPIN CIR, Harmony, FL 34773
YES! Motivated seller!. Look no further! This beautiful home has it all, be ready to move in to this exquisite 4-bedroom, 3.5-bathroom home that has been thoughtfully designed with luxurious upgrades that cater to your comfort and style. Step in to a spacious home where culinary enthusiasts will fall in love with the gourmet kitchen, featuring top-of-the-line appliances, sleek countertops, and ample storage space. Every corner of this home exudes sophistication with carefully chosen accent walls and custom baseboards that add a refined touch. Not one but TWO Master suites with bathroom: One on the first floor and the other one on the second floor providing convenience and comfort. The modern design elements are seamlessly integrated to create a harmonious living environment like the beautiful stone wall that serves the living room. Hurricane sliding doors not only ensure your safety but also providing abundant natural light with no noise from the exterior. Step outside to a spacious backyard, perfect for entertaining guests or enjoying a quiet evening under the stars providing endless possibilities for creating your private oasis. Harmony West offers the perfect balance of tranquility and accessibility, whether you’re looking to relax by the pool, stay fit and active at the fitness center, or explore the nearby attractions, Harmony West offers low HOA fees including all the luxurious amenities and community benefits without the high costs. Don’t miss the chance to make this exceptional property your new home. Experience the perfect blend of modern luxury and timeless elegance. Schedule a viewing today and see for yourself why this home is truly one of a kind!
You may be able to put down less than the total down payment amount of $134,873 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #s5107560