3079 Alice Ln, Little River, SC 29566
3 beds · 2 baths · 2,212 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Beautiful ALL BRICK ONE STORY home in River Hills Golf community. This property is nestled perfectly in the neighborhood on a small cut-de-sac street with mature landscaping and wooded backyards. 3079 Alice Ln features 3 Bedrooms and 2 Full Baths... Large main living area with high vaulted ceilings in the center of the home that opens up to designated dining area. Remodeled kitchen 2023 with beautiful upgrades and enclosed screen-in porch to a ALL SEASON ROOM in 2022. New flooring (LVP) in primary, office and Carolina room. Lots of NATURAL light throughout home, plenty of storage in each room including built in shelving in garage. Well maintained home with new mulch and recent power wash. This very desired community/golf course in Little River, is just minutes away to shopping, waterfront entertainment, restaurants, hospital and our beautiful SC beaches under 5 miles away. Nothing quite like this neighborhood and what it has to offer in Little River.. come take a look.
Source: MYRTLEBEACH #2505378
Source: MYRTLEBEACH #2505378
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.