3077 Sun Delight Way, Hemet, CA 92545
3 beds · 2 baths · 1,888 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your dream home in the beautiful gated community of Willowalk—where luxury, comfort, and convenience come together seamlessly. Enjoy peaceful surroundings with three sparkling lakes, scenic walking trails, lush parks, and a community pool/spa with a clubhouse available for private events. This serene neighborhood also offers 24-hour security for peace of mind. Situated on a desirable corner lot, this meticulously maintained 3-bedroom, 2-bathroom home offers 1,888 sq. ft. of refined living space and a spacious backyard with over 60 feet of depth—perfect for entertaining or relaxing outdoors. A private iron gate and covered front porch create an inviting entry, complemented by charming faux stone accents, mature landscaping, and a central path lined with evergreens and flowers. Step inside to a grand mosaic inlay in the foyer, leading to 20x20 Italian tile flooring and upgraded 4" baseboards throughout the home. Plantation shutters and light dimmers provide ambiance and elegance in every room. The living room offers flexible use—ideal as a formal space or a game room—while the oversized family room features a gas fireplace and plenty of natural light. The chef’s kitchen is the heart of the home, boasting an oversized island that seats four with built-in drawers and cabinets, double pantry cabinets, a built-in desk, under-cabinet lighting, and upgraded appliances, built in kitchen vent that vents outside, including a self-cleaning oven/stove and microwave with automatic vent shut-off. The dining area features a 6-ft sliding door with plantation shutters. The spacious primary suite is a true retreat with dual closets (his and hers walk-in closets with organizers), a 8-ft sliding door with plantation shutters, and a spa-like en-suite featuring cultured marble countertops, medallion tile accents, a soaking tub, and a separate walk-in shower. The guest suite and third bedroom both offer closet organizers and plantation shutters, while the guest bath also features cultured marble countertops. The hall closet features closet organizers for extra storage. Additional highlights include a large laundry room with upgraded cabinetry and soft-close doors, a garage with built-in overhead shelving and service door, and rain gutters.
Source: CRMLS #SW25079224
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #SW25079224
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.