3072 Marron Rd, Carlsbad, CA 92010
3 beds · 4 baths · 2,309 sqft
Modern living meets coastal charm in this stunning Carlsbad home, complete with a private ROOFTOP DECK offering panoramic mountain views and breathtaking sunsets! Built in 2019, this home is designed for comfort and style with an open-concept layout, 3 bedrooms, 4 bathrooms, a great room, and multiple outdoor living spaces. Step inside to discover a bright and inviting interior with light quartz countertops, a large center island, rich cabinetry, and a full tile backsplash. The chef’s kitchen seamlessly connects to the dining and family room, where triple-wide glass sliding doors open to the backyard, creating an effortless indoor-outdoor flow. The primary suite is a peaceful retreat, featuring a luxurious ensuite with a soaking tub, separate shower, dual vanities, a private water closet, and a walk-in wardrobe closet. Secondary bedrooms offer unobstructed mountain views and access to a private balcony. The spacious great room is perfect for gathering, entertaining, or relaxing, while the laundry room provides practicality with a deep sink, ample storage, and a window for natural light and ventilation. But the true highlight? The expansive rooftop deck, an entertainer’s dream, perfect for sunbathing, stargazing, or simply soaking in the breathtaking scenery. Nestled in The Preserve, one of Carlsbad’s premier master-planned communities, this home offers access to top-tier amenities, including a beach-entry pool, oversized jacuzzi, outdoor fireplace, stylish lounge areas, BBQ spaces, and a fitness center with free weights and the latest strength and cardio equipment. Outdoor enthusiasts will love the walking, hiking, and biking trails, gated dog park, and multiple playgrounds. Additional highlights include top-of-the-line appliances, a Tesla charger, tankless water heater, energy-efficient upgrades, and cutting-edge smart home technology—blending luxury, sustainability, and modern convenience. This home is also located within a top-rated school district, with highly ranked elementary, middle, and high schools nearby. Just minutes from Carlsbad State Beach, Carlsbad Village, and a wealth of shopping, dining, and entertainment options, this is California coastal living at its finest!
Source: CRMLS #PW25041372
Source: CRMLS #PW25041372
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.