3070 Kelly St, Scottdale, GA 30079
3 beds · 4 baths · 2,387 sqft
Welcome to The Mills at Scottdale a boutique townhome community uniquely situated along the PATH in this popular and rapidly growing neighborhood! Whether you prefer to walk or bike, you are just minutes away from top dining and retail destinations in Avondale Estates and the City of Decatur, with connectivity to the Beltline via the PATH. This convenient location provides limitless options for an intown lifestyle in any direction! Discover this thoughtfully designed new construction community, featuring just 7 modern townhomes with sleek finishes and thoughtful design. 3072 Kelly, the furnished model home, is beautifully appointed, move-in ready, and one of only three remaining homes! This spacious home boasts a flexible floor plan, offering two primary suites on the upper level, plus a third bedroom with a full bath on the entry level—perfect for guests, roommates, a home office, or multi-generational living. On the main living floor, you'll enjoy a light-filled open concept space with wood flooring, distinct living and dining areas, and a stylish centered kitchen. The kitchen features elegant white cabinetry, a tiled backsplash, a center island with quartz countertops, gas cooking, and a full stainless steel appliance package, including the refrigerator. The inviting living room is anchored by a gas fireplace and opens to the rear deck, ideal for entertaining. For added convenience, a powder room completes this level. Upstairs, you'll find two luxurious primary suites, each with walk-in closets, double vanities, and beautifully tiled showers with glass enclosures. Enjoy the convenience of an attached two-car garage and abundant storage throughout. The Mills at Scottdale also offers a newly fenced greenspace/dog park, located adjacent to the PATH, so your furry friends can enjoy their outdoor space as much as you do! This community is surrounded by growth and exciting new developments, including the Avondale Town Green, the expansive DeKalb Farmers Market, and the nearby redevelopment of North DeKalb Mall. Its proximity to Emory University, the CDC, CHOA, Agnes Scott College, Stone Mountain Park, and MARTA makes it a highly desirable location for both work and play. With HOA fees of just $150 per month, you will enjoy low maintenance living in a vibrant community. It's time to invest in your future and start building equity. Why rent when you can own at The Mills at Scottdale?!
Source: FMLS #7450167
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7450167
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7450167
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.