307 Shore Crab Way, Apollo Beach, FL 33572
4 beds · 3 baths · 2,486 sqft sqft
Welcome to 307 Shore Crab Way in the desirable, resort-style community of MiraBay in Apollo Beach. This stunning four-bedroom, two-bath home, thoughtfully built by Park Square Homes, is packed with features to fit your lifestyle, including a versatile office space and an open loft on the second floor, ideal for a playroom, secondary family room or quiet retreat. As you enter, you’ll find tile flooring throughout the first floor, adding elegance and ease to your daily living. The open-concept layout allows for seamless flow from the living and dining areas, ideal for entertaining family and friends. The spacious kitchen boasts ample cabinetry and generous counter space, making it a pleasure to cook and entertain in. With two stories of carefully designed spaces, this home has something for everyone. MiraBay is known for its upscale amenities and vibrant community spirit. Enjoy access to a resort-style pool, fitness center, clubhouse, playgrounds, and miles of recreational and biking trails. For those who love the water, there are opportunities to enjoy paddle boarding, kayaking and boating just steps from your door. Beyond the neighborhood, you're within close reach of local conveniences, with top-rated schools, shopping centers and popular grocers nearby. Whether you’re commuting to Tampa or exploring the local attractions, this central location provides the best of both worlds. Don’t miss the chance to live in this beautiful home in a thriving community, where every day feels like a getaway!
Source: STELLAR #o6256721
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6256721
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6256721