307 Lord Granville Dr, Morehead City, NC 28557
4 beds · 3 baths · 3,005 sqft
Welcome to this stunning home in the highly sought-after Brandywine community, offering an abundance of space, fine features, and breathtaking golf course views. From the moment you arrive, you'll be captivated by its grandeur and charm. Thoughtfully designed with both comfort and convenience in mind, this home is perfect for entertaining family and friends. Step inside to a welcoming foyer that opens to a bright and airy Great Room, featuring expansive windows that flood the space with natural light and provide seamless access to the screened-in porch and deck. The spacious primary suite is a true retreat, complete with large windows, a French door leading to a private deck, a generous walk-in closet, and a luxurious bath with a soaking tub, walk-in shower, and double vanities. The beautifully appointed kitchen boasts quartz countertops, a tile backsplash, a large island, an eat-in breakfast area, updated appliances, and an open flow to the screened-in porch—perfect for indoor-outdoor living. The first floor also includes a versatile office/bedroom space. Upstairs, you'll find three bedrooms, a full bathroom, and walk-in attic space providing exceptional storage. Additional highlights of this home include a beautifully landscaped backyard with a firepit, a screened-in porch with a stamped concrete floor, two open-air decks, and a two-plus car garage with a convenient side entry. A powder room and dedicated laundry room add to the home's functionality. Don't miss this rare opportunity to own a home that seamlessly blends elegance, comfort, and a prime golf course location. Schedule your private showing today and experience the luxury of this Brandywine gem!
Source: NORTHCAROLINAREGIONAL #100490258
Financials
Source: NORTHCAROLINAREGIONAL #100490258
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.