307 Exmoor Dr, Jacksonville, NC 28540
3 beds · 3 baths · sqft sqft
Welcome to 307 Exmoor Dr! Are you tired of looking at homes with no substantial upgrades? What if this home had brand new custom windows, an HVAC that is only a year old.... and an encapsulated crawl space?? This meticulously crafted residence offers a harmonious blend of elegance, comfort, and modern convenience. As you step through the threshold, you're greeted by the inviting ambiance of the foyer. The main level unfolds seamlessly, revealing a spacious living room adorned with custom-built shelves that embrace a cozy gas fireplace, settling the tone for intimate gatherings and cherished moments with loved ones. A breezeway guides you to discover a thoughtfully designed layout, featuring a convenient half bath, a charming dining area, and a second living room offering ample space for relaxation and entertainment. The well-appointed kitchen is a culinary haven, boasting stainless steel appliances, a generous pantry, and an inviting island, perfect for casual dining and culinary creations. Ascending to the second floor, you'll find yourself immersed in comfort and versatility. A sprawling loft awaits, presenting endless possibilities for a media space, a home office, or a cozy retreat for relaxation. Two generously sized guest bedrooms provide comfortable accommodations, complemented by a full guest bath. The master suite is a sanctuary of tranquility, boasting his and her closets and an en suite bath, complete with a dual vanity, a rejuvenating soaking tub, and a separate shower. Outside, the enchanting backdrop of lush greenery and mature trees offers a sense of seclusion and serenity. The expansive patio deck beckons for alfresco dining and outdoor relaxation, while stairs lead down to the verdant yard below, providing the perfect setting for outdoor recreation and enjoyment. . Don't miss the opportunity to make this exquisite property your own and experience Eastern North Carolina. Schedule your showing today!
Source: NORTHCAROLINAREGIONAL #100437960
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100437960
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100437960
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.