30647 Walker Cup Pl, Wesley Chapel, FL 33543
4 beds · 3 baths · 2,814 sqft
Welcome to this stunning 4 bedroom, 3 bathroom POOL home, designed for modern living and offering the perfect blend of comfort and style. Nestled on a quiet CUL DE SAC street in the desirable County Walk community, this home features a spacious floor plan with generously sized bedrooms, a large LOFT, as well as a DEN/FLEX room. Step inside an inviting living space featuring plenty of natural light and modern finishes. The chefs KITCHEN boasts brand new Whirlpool stainless steel appliances, Granite countertops, 42" Cabinets, and a large island, making meal prep a breeze. The primary suite is a peaceful retreat with a walk-in closet and en-suite bath featuring dual sinks and a newly redone walk-in shower with seamless glass. Upstairs, a huge loft offers additional living space, providing endless possibilities for customization. Whether it be a playroom, theater room, lounge area, or whatever your heart desires, you will also find the 4th bedroom and 3rd full bathroom on the second floor. Outside, enjoy your private, sparkling, HEATED pool and patio area, perfect for entertaining or relaxing under the sun. This home truly has it all- space, style, and modern upgrades. UPGRADES include- Luxury vinyl flooring, NEW backsplash (2024) in kitchen, Exterior/Interior paint, Culligan whole house water softening system (2024 Owned, service pre paid through Sept. 2025), Upgraded ceiling fans, custom built outdoor Pergola, Brand New Whirlpool Stainless Steel appliances, and Brand new garbage disposal (March 2025). Country Walk Community features 2 swimming pools, a clubhouse, a playground, tennis courts, a dog park, a basketball court, and a fitness center. HOA fee includes cable and internet. Close proximity to major highways, Wiregrass Mall, Premium Outlet Mall, hospitals, and plenty of restaurants. You don't want to miss this opportunity!
Source: STELLAR #TB8368657
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Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #TB8368657
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.