3062 American Eagle Blvd, Woodbridge, VA 22191
5 beds · 4 baths · 3,550 sqft

Get a free consultation call with an expert in the mortgage assumption process.
Discover this stunning home in the highly sought-after Eagles Pointe community. Ideally located in the heart of Woodbridge, you're just minutes from local amenities and park & ride options for convenient commuting. This property is one of the few in the neighborhood that features its own private saltwater pool, set within a spacious bricked and concrete patio and a large fenced backyard—perfect for relaxing or entertaining. Inside, the home offers 5 bedrooms, an office, a sitting room, and a fully finished basement. The main level boasts a bright, open kitchen with granite countertops, stainless steel appliances, an island gas cooktop, and ample cabinet space. Natural light floods the space through large windows and a sliding glass door that opens to the beautiful backyard and pool. The inviting family room includes four tall windows and a cozy stone fireplace—perfect for chilly winter days. A formal dining room sits just off the kitchen, ideal for hosting guests. Upstairs, the expansive owner’s suite features two walk-in closets and a generous en suite bathroom with dual vanities, a beautifully tiled shower, and an oversized bathtub. The bedroom also includes a private nook—perfect for a seating area, workspace, or dressing area. The additional bedrooms are spacious and offer plenty of closet space. The fully finished basement includes a gym, a second living area, and a bedroom with a full bath—plus private exterior access to the backyard and plenty of natural light from several windows. While the home is impressive, the backyard is truly what dreams are made of. Don’t miss this incredible opportunity!
Source: BRIGHT #VAPW2091768
Source: BRIGHT #VAPW2091768
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
