30619 Side Saddle Rd, Bulverde, TX 78163
4 beds · 4 baths · sqft sqft
Welcome to this stunning 4-bedroom, 4 full bath home, thoughtfully designed for comfort and convenience. All bedrooms are located on the entry floor, with the owner's suite strategically separated from the guest bedrooms for added privacy. The mother-in-law suite features its own full bath, while two additional bedrooms share a full bath. The owner's suite boasts a luxurious full bath with both a shower and tub, as well as a spacious walk-in closet. Upstairs, you'll find a versatile loft/game room with the fourth full bath. This area also houses the security system monitor, which includes two cameras that convey with the property. Additional features include a dedicated office space and a formal dining room, perfect for both work and entertaining. The three-car garage offers ample space for parking and a workspace, making it ideal for car enthusiasts or hobbyists. One of the standout features of this home is the significant utility savings provided by the 22 solar panels, each equipped with its own micro inverter. This solar package conveys with the sale, offering you major utility savings. Monthly updated utility bills are available in the associated documents for your review. Additional amenities include a water softener and a refrigerator, both of which will convey with the property. The home also features a 5-zone irrigation system for both the front and back yards, ensuring your landscaping stays lush and green. Located just up the street from Johnson Ranch Elementary School and Bulverde Fire and EMS, this home is also minutes away from restaurants, grocery stores, and entertainment options. Don't miss the opportunity to make this exceptional home yours!
Source: SABOR #1771176
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1771176
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1771176
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.