30600 N Pima Rd # 49, Scottsdale, AZ 85266
4 beds · 5 baths · 4,672 sqft
Welcome to your private desert estate in the prestigious gated community of Sincuidados. This stunning custom home boasts 4 bedrooms and features just under 4700 sq ft feet of luxurious living space. Nestled amidst an abundance of breathtaking Mountain View's, this residence offers a lifestyle of unparalleled privacy, serenity and sophistication. Upon arrival, you'll be captivated by the grandeur of the dramatic custom gated entryway adorned with the lush greenery of arbor arches which lead to a breathtaking custom 12'' glass entry door. Step inside to discover the beauty of the numerous high-end finishes, and beautiful fixtures. A true blend of Desert Contemporary for the ultimate in elegance. The interior is an entertainer's dream, featuring... soaring 14 and 16-foot coffered ceilings, high quality coordinating crystal chandeliers, and an abundance of natural light. The elegant great room welcomes you with a custom designed fireplace wall, wet bar, and oversized glass doors that lead to the stunning patio and pool area. Prepare culinary delights in the crisp, modern skylit kitchen, equipped with double Dacor ovens & gas stove top with the finest quality vein-rich Madrigal granite countertops. Retreat to the luxurious owner's suite, complete with a spa-like bath, custom frosted 8' glass doors, dual dressing closets, and your own gym or office complete with an additional bath. Indulge yourself in the privacy of outdoor living at its finest, with unlimited views, a beautiful waterfall pool, heated spa, and putting green. All of this is while surrounded by meticulously landscaped private grounds. Take your pick; enjoy those panoramic views and sunsets from the rooftop deck or simply unwind in your rose garden or zen waterfall courtyard; the choices are endless. This is luxury desert living at its finest.
Source: ARMLS #6834276
Financials
Source: Public records
Source: ARMLS #6834276
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.