306 Marshall, Superior, CO 80027
3 beds · 3 baths · 1,402 sqft sqft
**Free holiday card photo shoot + hot chocolate bar + open house THIS Saturday, Nov. 16th 11am-2pm! Modern elegance and thoughtful design converge in this stunning new home, completed in 2023. In the vibrant heart of Superior, this property offers a seamless blend of style and function. The open-concept main floor invites effortless living with a spacious kitchen with pantry, dining area, living room, and a conveniently tucked away half bath. Upstairs, three generously sized bedrooms await, including a serene primary suite with two closets and a full bath. West-facing views from one of the bedrooms (can also be used as an office or flex space) capture the beauty of the Flatirons. Revel in the details of this home that have been meticulously upgraded, from the quartz countertops and 42" soft-close cabinetry in the kitchen to the frameless shower glass in the hall bath and tile, vanities, and custom mirrors in all the bathrooms. Bahama shutters, upgraded lighting, and tasteful wainscoting enrich the interior to feel both modern and cozy. A covered and spacious front porch sets the scene for enjoying outdoor relaxation and entertaining, with a gas line for grilling ready to go. Fencing and established low-maintenance landscaping, that will mature into a private oasis over time, surround the inviting exterior. This home is energy rated, solar ready, and has EV power available! Rogers Farm has the lowest tax rate of all the new construction in the Superior area and has arguably the best location - across the street from the new Downtown Superior, walkability to trails, parks and open space, and very quick access to hwy 36, this low-maintenance single-family home is an unbeatable opportunity.
Source: RECO #IR1018887
Interest rate and monthly payment estimated based on public records.
Source: RECO #IR1018887
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #IR1018887
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