306 Coachman Ln, Havelock, NC 28532
3 beds · 2 baths · 1,800 sqft
SAY WHAT !!!!!! IS IT REALLY TRUE? Rumor has it that this is a beautifully renovated home centrally located in the heart of Havelock. It's supposedly a 3 bedroom/2 bathroom move-in ready gem that resides in a cul-de-sac. AND GET THIS, It's only only a few miles away from the Marine Corp Air Station (MCAS) Cherry Point. It has NEWER lighting fixtures and ceiling fans, NEWER bathroom flooring, NEWER ROOFING, NEWER HVAC, RENOVATED KITCHEN, NEWER exterior paint, NEWER Pool Liner, and pool cover. GET OUTTA HERE !!! REALLY ??? YES !! The living room is said to be complete with a stone fireplace which creates a warm atmosphere for gatherings. It sets the stage for relaxing with the family, or cozying up with that special someone after a hard day's work. OH !!! there is a wood burning stove also which can help with energy savings. As you enter the home, hardwood floors greet you and lead you to the spacious living area which has vaulted ceilings. Hickory laminate flooring has been placed in the living area for easy maintenance. Use your creativity with the versatile flex space that is right off of the living room. Perhaps you can use it as a sun room, ......an office? game room? .....man cave? ...... you decide. The options are many. Host family dinners or memorable gatherings in the formal dining area, tailored for entertaining. The dining area provides an eat-in area and bar seating as well. Right off the dining room you will step into the streamlined kitchen that features stainless steel appliances, tiled back splash, wood cabinets, and ample room for collaborative feasts. Around the corner you will enjoy a tranquil retreat of a master suite consisting of a spacious bedroom that has his and hers closets and an ensuite bath. The other 2 spacious secondary bedrooms provide ample space for family, guests, or a home office. AND GET THIS..... The double sliding doors in the sun-room lead to a serene fenced-in backyard and invites you to jump into an in-ground pool for your enjoyment. The deck is perfect for grilling or relaxing with a glass of wine or sweet tea. Enjoy fun times in this oasis where you can indulge in things such as gardening, recreation, entertaining, or simply unwinding in the fresh air. MAN !!! THEY'VE THOUGHT OF EVERYTHING. The home even has a shed for your storage needs. With no homeowners association, you are able to personalize this property and make it your own! Conveniently close to shopping, restaurants, and major highways ...... and BEACHES! Just move in and enjoy. MAN !!!! I'VE GOTTA GO SEE THIS HOUSE FOR MYSELF TO SEE IF WHAT I'M HEARING IS TRUE. YOU SHOULD COME TOO !!!!!! To schedule showings, please call (800) 746-9464 or (919) 600-4120. Note: Pictures were taken when home was staged. Home is currently unfurnished. Pool is currently closed / covered for the winter.
Source: TRIANGLEMLS #10064827
Interest rate and monthly payment estimated based on public records.
Source: TRIANGLEMLS #10064827
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10064827
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