30501 Pecan Valley Loop, Wesley Chapel, FL 33543
5 beds · 5 baths · 3,067 sqft
Welcome to 30501 Pecan Valley Loop, a stunning five-bedroom, four-bathroom home in the highly sought-after Country Walk community of Wesley Chapel. Built in 2014, this residence seamlessly blends modern comfort and stylish design. As you step inside, you’ll find a thoughtfully designed floor plan with durable porcelain and ceramic tile flooring on the first floor, and luxury vinyl on the second. The heart of the home is the well-appointed kitchen, featuring 42-inch cabinets, sleek granite countertops, and stainless steel appliances—ideal for cozy breakfasts or entertaining guests. Smart home features enhance your living experience, including upgraded lighting, smart switches, and a smart thermostat for effortless climate control. The spacious master suite offers picturesque views of the pond, while the ensuite bathroom boasts double sinks with granite countertops, a walk-in shower, a relaxing garden tub, and a generous walk-in closet. Energy efficiency is a highlight, thanks to spray foam insulation and an AC mini-split system in the garage, perfect for a comfortable workspace or gym. Enjoy the luxury of an on-demand tankless water heater and a water treatment system that ensures quality water throughout the home. Take in breathtaking views of the lake and wildlife from both floors, and relish the serene backyard retreat. Located in a family-friendly community known for excellent schools and amenities, you’re just 15 minutes from the Tampa Bay Premium Outlet Mall, offering fantastic shopping and dining options. This home is truly move-in ready, combining tranquility with convenience. Don’t miss your chance to see it—call today to schedule your private tour!
Source: STELLAR #tb8312678
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8312678
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8312678
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.