30500 RAND RD, Conifer, CO 80433
Your Foothills Dream Awaits - Serenity, Sustainability, and Investment Potential Escape to the tranquility of Colorado's foothills in this charming 3 bedroom, 2 bathroom ranch-style home at 30500 Rand Road. Nestled amidst towering pines in the coveted Jefferson County Public School District, this home offers the perfect blend of rustic charm, modern comforts, eco-conscious living, and exciting potential for investors and handymen. As-is offers will be considered. Drive-through Convenience: You'll love the convenience of driving straight through the garage to your backyard, perfect for storing outdoor gear or creating a workshop space. Property Highlights: Your Private Mountain Oasis, Panoramic Mountain Views, Rustic Charm with Modern Comforts, Sustainable Foothills Living, Unleash Your Creativity, Prime Location Your Foothills Adventure Begins Here: Whether you're seeking a peaceful mountain retreat to personalize, an exciting investment opportunity with potential for substantial returns, or a combination of both, 30500 Rand Road is the perfect starting point for your foothills adventure. Located in a sought-after school district and with convenient access to major employers, outdoor recreation, and local amenities, this property offers the ideal blend of tranquility and opportunity. Schedule a showing today and discover the endless possibilities that await. Copy this link for a 3D Version of this home https://my.matterport.com/show/?m=Jz8jfhsHgUt&ts=1 Copy this link for a video walk of the home https://player.vimeo.com/progressive_redirect/playback/999635643/rendition/1080p/file.mp4?loc=external&signature=83ead66c1ed4ca3a062bd03be5c90b86d88a19c64a5bb8c8a4ccd8b45d3dd3ff
You may be able to put down less than the total down payment amount of $232,402 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #9327783
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