305 Wilshire Pass, Acworth, GA 30102
4 beds · 3 baths · 2,203 sqft sqft
Welcome to your dream home! This immaculate brick-front residence, maintained to perfection by meticulous owners, is situated in the desirable Wilshire Commons swim community just minutes from I-575, I-75, and only 5 miles from Downtown Woodstock. $52,400.74 of documented renovations have elevated this home to a heightened level of luxury. As you enter, you'll be greeted by gleaming LVP floors that flow seamlessly throughout the main level. The open floor plan showcases a stunning kitchen with ample cabinetry, an added refrigerator housing, plus a customized walk-in pantry that's a chef's delight. The spacious living room features a custom fireplace surround and an upgraded mantel. Additional molding around all doors and windows along with crown and foot molding enhance the home's craftsman charm. Custom millwork adorns the entryway, kitchen island and stairway. Impress your guests with the main level customized powder room featuring crown molding, wall tile and framed mirror. The flush mount recessed lighting has been purposefully upgraded, featuring 26 main level dimmable lights on 3 separate zones, 2 lights in the foyer and 9 lights on the upper level. A motion detector security light out front illuminates the driveway and entryway. Upstairs, the primary bedroom and bath are an owner's retreat. The large ensuite bathroom features a tiled shower, a soaking tub with a tiled surround and frosted window for privacy and double vanities. The separate toilet room adds a touch of privacy. The enormous walk-in closet features customized storage racks for effortless organization. The secondary bath boasts high-end tiled floors that encase the side of the tub, adding a touch of luxury. The laundry room is equipped with a row of cabinets for added convenience. A versatile middle space is perfect for homework or relaxation. The backyard offers a buffered rear yard and an oversized right-side yard, plus a relaxing patio area for outdoor enjoyment. The community clubhouse features a pool, grill and picnic area with tables and is available for family gatherings. Call now to make this dream home your own!
Source: GAMLS #10367623
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10367623
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10367623
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.