305 Falcon Ridge Dr, Fayetteville, GA 30214
6 beds · 4 baths · 5,248 sqft sqft
Welcome to this Executive Home in Ashley Forest, a remarkable Fayette County gem offering a Multi-Generation Living opportunity. Perched on a Corner Lot, this residence boasts over 5000 sf of finished living space and showcases both an interior and exterior entrance to the multi-use Terrace Level. Greeted by a two-story foyer, you will be captivated by the abundance of details including Arched Openings, Trayed Ceilings, Crown Molding and extensive Trim. Set in the front of the home, the Generous Formal Living, or Home Office, showcases radius windows and overlooks lush, mature landscaping. Ideal for both entertaining and everyday living, French Doors in the Formal Dining, adorned with Wainscoting, open to ground level Balcony. Gas Start Fireplace brings warmth and comfort to the dramatic Two-Story Great Room. The light-filled, eat-in Kitchen is a Chef's Dream boasting Tiered Cherry Cabinets, Granite Countertops, a Touchless Faucet, Walk-In Pantry, and SS Appliance Package, including a 40" 5-Burner Professional Gas Range with Convention Oven. Primary Suite on Main offers a Sitting Area and Luxurious EnSuite with Glass Enclosed Tiled Shower, Jetted Tub, Dual Vanities, Private Water Closet and Walk-In Closet with ELFA storage system. A picketed staircase gradually leads you to the second floor where you will find Four Bedrooms, each with a Connecting Bath, and Walk-In Storage Room. (Expansive Fourth Bedroom ideal for a Bonus Room). Fully Finished Terrace Level has been adorned to mimic upper-level finishes. Secluded on one side of the Terrace Level, a Private Bedroom, enhanced with its own Living Room and Private Bath with Double Sink Vanity, Jetted Tub and Zero Entry Tiled Shower awaits. Previously used as a Craft Room, a large Flex Space offers endless possibilities, to be used for anything from a Studio to an Exercise Room. The Lower Level Media Room, with Bose Surround Sound system and Fireplace, presents a Hidden Door Bookcase (leading to Wine / Storage / Component Area) and concrete enclosed, ventilated Safe Room (for storm protection and safekeeping). Fully Appointed Second Eat-in Kitchen with SS 40" Electric Range with Convection Oven, Built-In Microwave, DW, Side-by-Side Refrigerator and Wine Cooler seamlessly connects to Outdoor Living Space. Extensive Brick Paver Patio leads to Upper Level Deck, all overlooking One Acre of Wooded Privacy. *10' Ceilings on Main *9' Ceiling in Terrace Level *LED lights *Hardwood Floors *Powder Rooms on Main and Terrace Levels *Laundry Room on Main with Upper Cabinetry, Shelving and Utility Sink conveniently located off Garage *Three Car Garage Plus Additional Storage/Workshop Area with dedicated amp service *Driveway with Extended Parking Pad *Spray Foam Insulation *Spacious Walk-In Storage Room on Second Level *Safe Room *Gutter Guards *Irrigation System *Security System *Just minutes away from The Town of Trilith where you can enjoy Dining, Shopping and Entertainment *Assumable VA available *Contact Listing Agent Tracy Kirkland 770.557.2315 to Catch this Rare Opportunity: 6 Bedrooms / 4 Full Baths / 2 Half Baths / 2 Full Kitchens / Plus Tons of Living Space and Outdoor Space
Source: GAMLS #10323557
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10323557
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10323557
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.